MSU Hack-A-Throne 2026 · Problem Statement P11

Start the Right Business with AI

Understand your local market, structure your funding, and plan your business before you invest. AI-powered advisory for rural and semi-urban entrepreneurs.

70M+
Rural Entrepreneurs
₹50L
Max Loan Coverage
2 Min
Full AI Analysis
⚠️ The Problem

Why Rural Entrepreneurs Fail

Despite government schemes offering up to 90% funding, first-time entrepreneurs struggle without access to market intelligence and financial guidance.

🎯

Wrong Business Choice

Entrepreneurs pick businesses based on gut feeling, not data-driven local market analysis

💰

Financial Confusion

Most don't know which scheme they qualify for, how much they can borrow, or what their EMI will be

📊

No Market Intelligence

No access to hyper-local competitor mapping, demand analysis, or pricing guidance for their specific village

✨ The Solution

How GramSaarthi Works

A guided 4-step AI-powered workflow that takes you from idea to full business plan in minutes

01

Enter Location

State, district, block, village — your hyper-local market area

02

Choose Business

Select your business category from dairy, retail, textile, and more

03

Add Capital

Enter your available margin capital (your 10% contribution)

04

Get AI Report

Receive complete feasibility report with financial plan and loan scheme

Two Powerful Modules

Everything you need to make informed business decisions

Module 1

Hyper-Local Business Feasibility Report

AI generates a comprehensive localized business analysis for your specific village and business category.

  • Market reach within 5-10 km radius
  • SWOT analysis (Strengths, Weaknesses, Opportunities, Threats)
  • Competitor density mapping
  • Unserved market opportunity analysis
  • Pricing strategy recommendations
  • Local risk identification
Module 2

Smart Financial Calculator & Scheme Router

Deterministic financial engine calculates exact loan eligibility, routes to correct scheme, and generates full repayment schedule.

Micro Finance Scheme
Up to ₹1.40L project · 6.5% p.a. · 3 years
Auto-select
Term Loan Scheme
₹1.40L–₹50L project · 8% p.a. · 7 years
Auto-select
  • Automatic scheme selection based on project cost
  • Monthly EMI calculation with moratorium
  • Full quarterly repayment schedule
  • Working capital estimation

AI Business Advisor

Ask questions in English, Hindi, or Gujarati. Get contextual business guidance based on your specific profile.

Hyper-Local Market Map

Interactive map showing competitors, market reach radius, and potential customer concentration in your area.

PDF Feasibility Report

Download a professional PDF report with your complete analysis to share with banks and advisors.

Trustworthy Estimates

All AI outputs are clearly labeled as indicative estimates. We never claim guaranteed approvals or profits.

Multilingual Support

Interface and AI responses available in English, Hindi, and Gujarati for wider accessibility.

Built for Bharat

Designed for rural and semi-urban entrepreneurs with simple language, large buttons, and visual guidance.

Ready to Plan Your Business?

Join thousands of rural entrepreneurs making smarter business decisions with AI.

Demo credentials: demo@gramsaarthi.ai / demo123